Home appliance warranty is a protective care plan that covers the maintenance and repair of your household items such as refrigerator, air-conditioning units, dishwasher, water heater, plumbing system and electrical systems, among others. If you have a home insurance, you will be protected from natural calamities but you will not be protected from the expensive appliance maintenance and repair costs. If you have older appliances, it is highly advisable to buy an appliance warranty to protect you from costly these previously mentioned costs. For example, if your air-conditioner malfunctions, it will cost more than a thousand dollars to replace them. But if you are protected with the appliance warranty, you need not spend so much.

Moreover, people do not like to repair their appliances themselves either because they have a busy life or they just do not want handyman work. And if a very important home appliance suddenly needed a repair at once, people d not want to go through the complicated process of finding repairmen, researching repair costs and others. If you are one of these people, then you really need a home appliance warranty. Spare yourself the headache and live in peace.

In an article Consumer Reports magazine published, the list of the home appliances along with their corresponding repair rates within three- to four-year ownership were shown. home appliances These were gathered through a survey they conducted in the year 2006. According to this list, the refrigerator is the number one home appliance that always needed repair once it hit the three- or four-year mark. Its repair rate is said to be at thirty-seven percent. The other appliances, in descending order, are lawn tractor, washing machine, mower, vacuum cleaner, dishwasher, gas range, oven, clothes dryer and television. If you want to continue living your life without experiencing difficulty in cooking your food, preserving your food, washing your clothes or cleaning your house, then you definitely have to be protected with a home appliance warranty.

These factors are probably the signs that you need a home appliance warranty if you are still thinking twice about buying one. If any of your home appliances like the air-conditioner or water heater are getting old and there is a huge probability that you will need to have them repaired soon. If you are not financially ready to spend huge money – four to about eight thousand dollars – on these repairs. If you do not want to get dirty repairing your own appliances. If your house is about four to five years already and you have grown tired and penny-less due to frequent maintenance costs.